All posts by Emma Stubbs

Market Size of Consumer Private Investing- How Big Could This Possibly Be?

In 2012, when CircleUp’s founders were raising a seed round, many VCs scoffed at the idea of a consumer-focused (food, beverage, personal care, pet, etc.) investment play. One tech VC even said “I don’t even know what consumer is, I literally can’t think of a single CPG product.”  Another well known VC scoffed at our ...

What is a Chief of Staff Anyway? Part I

The title “Chief of Staff” connotes some combination of DC politics, Supreme Leader Snoke (Star Wars reference), and the Minions. It goes without saying that at a San Francisco fintech company, the role looks very different. I’ve been in the Chief of Staff role at CircleUp for just two months now, and I’ve already been ...

You’re Wrong. Private Investing Will be Disrupted

Here is the typical series of events when it comes to disruptive innovation: Incumbent ignores threat of disruption Eventually admits that disruption is a risk Doubles down on the most profitable business activities Points to small internal projects as proof of internal innovation Gets nervous and throws money at a hodgepodge of efforts, hoping that ...

How CircleUp Credit Advisors Uses Helio to Help Entrepreneurs

Talk to any small business owner in the U.S. today and they’ll tell you about how hard it is to get a loan. Obtaining a line of credit can be difficult for any entrepreneur and consumer businesses are no exception. CPG companies are often asked to pay their suppliers well before they get paid by ...

Why Powerful Yogurt Chose CircleUp Credit

For Powerful Yogurt, opening a credit line wasn’t an alternative to an equity funding strategy, but a complement to it.