Managing Director of Risk, Portfolio Manager

San Francisco, CA

CircleUp harnesses the power of machine learning and predictive analytics to discover some of the fastest-growing companies in the consumer & retail sector and help them thrive.  Our vision is to create a transparent and efficient market that drives innovation for all. 

Our Credit team provides affordable and flexible working capital loans to high growth consumer brands.  You will be building the tools, processes and analyses to drive sound decision making throughout our program, including managing portfolio risk and performance.  We recently announced our latest credit fund to support the business for years to come.

We are seeking an experienced professional with a track record of strong credit performance and the tools to maintain program health.  The position requires an entrepreneurial and team-oriented mindset, ready to build something new. The ideal candidate shares a passion and commitment to our mission to help entrepreneurs thrive, and a tenacity to develop new ways to advance that mission with data science and analytics.  

CircleUp was recently honored as one of Fast Company's Top 10 Most Innovative Companies in Data Science and has been named a CB Insights FinTech 250, a Top 5 Most Disruptive Company in Finance by CNBC, and to the Forbes FinTech 50. Founded in 2012, CircleUp is headquartered in San Francisco and backed by Union Square Ventures, GV, Canaan Partners, QED Advisors, and others. Learn more at

Location: San Francisco, CA 


  • Own long-term credit risk performance for the business 
  • Utilize a data and analytics framework to improve risk-based decision making 
  • Continue to incorporate and adopt Helio data and insights throughout our lending program
  • Lead cross team collaboration across multiple business groups, including Product and Data Science

Successful candidates will ideally possess:

  • Expertise at architecting, implementing, and interpreting risk models in conjunction with data science teams
  • Understanding of fundamentals for small business credit underwriting (accounting metrics, bank statements, etc)
  • Demonstrated capability of building and managing collaborative teams
  • Collaborative mindset and excited to tackle problems with a high degree of ambiguity
  • Passion to build an innovative credit risk system to help small business creation
  • Experience in CPG industry with insight into the trends and needs of large and small companies today
  • Persistence typically associated with being a founder. This trait will not only serve you well in building CircleUp but also in interacting with the founders we are here to serve.
  • Infectious enthusiasm to create something that helps entrepreneurs to thrive
  • High on integrity, grit, growth mindset, and compassion

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