From time to time, CircleUp employs third party contractors to collect Identity Information and Contact Information on our behalf to provide email delivery, products, promotional fulfillment, shipping or other services on our sites. When requesting these services, you may be asked to supply your name, mailing address, telephone number and email address to our contractors. We ask some third party contractors, such as data analytics or market research firms, to supplement Personal Information and Technical Information that you provide to us for our own marketing and demographic studies, so that we can consistently improve our Sites and related advertising to better meet our visitors’ needs and preferences. To enrich our understanding of individual customers, we tie this information to the Personal Information you provide to us.
We may also access and disclose Personal Information, including personal communications, in connection with abuse reporting functions in our products and services, to enforce legal rights and comply with the law, or to comply with an order from a government entity or other competent authority, or when we have reason to believe that a disclosure is necessary to address potential or actual injury or interference with our rights, property, operations, users or others who may be harmed or may suffer loss or damage, or when we believe that disclosure is necessary to protect our rights, combat fraud and/or comply with a judicial proceeding, court order, or legal process served on CircleUp. Note that certain publicly available information you post and communicate on third party sites and services is public information for which you have no expectation of privacy.
We share your Personal Information only when applicable law allows us to do so without obtaining your prior consent. Federal law only gives you the right to limit: (i) sharing Personal Information about your creditworthiness with a Related Company for the Related Company’s everyday business purposes; (ii) the ability of a Related Company to use your Personal Information to market to you; (iii) sharing for non-affiliates to market to you. State laws and individual companies may give you additional rights to limit sharing.
We will not share or sell your Personal Information with a non-affiliate, whether for monetary or other valuable consideration, for its independent marketing purposes without your consent. We also will not share or sell your Personal Information with joint marketing partners except to the extent that applicable law permits us to do so without your prior consent. Please see below for additional information about our Related Companies.
We may display personal testimonials of satisfied customers on our Site, in addition to other endorsements. With your consent, we may post your testimonial along with your name and other Identity Information. If you wish to update or delete your testimonial, please contact us at firstname.lastname@example.org.
(B) Public Information Including User Generated Content, Forums, Blogs, and Third Party Sites
Our Site may offer a publicly accessible blog. You should be aware that any information you provide in this area may be read, collected, and used by others who access them. To request removal of your Personal Information from our blog, contact us at email@example.com. In some cases, however, we may not be able to remove your Personal Information.
You may choose to disclose information about yourself in the course of contributing content to CircleUp or in our online forums, blogs, message boards for public view or in similar forums on our sites and/or on third party sites. Information that you disclose is unencrypted, public information that may be accessed or recorded by CircleUp employees or others, and you should have no expectation of privacy or confidentiality with respect to such information.
You should be aware that any Personal Information you submit in the course of these public activities can be read, or collected, or used by other Users of these forums, and could be used to send you unsolicited messages. We are not responsible for the Personal Information you choose to make public in any of these forums on third party sites.
Unsolicited information that you provide to CircleUp through this Site or through any other means, including (but not limited to) information posted to any public areas of the Site, such as bulletin boards, any ideas for new products or modifications to existing products, and other unsolicited submissions (collectively, “Unsolicited Information”) shall be deemed to be non-confidential. CircleUp shall be free to reproduce, use, disclose, distribute and exploit such Unsolicited Information without limitation or attribution.
Note also that in the ordinary course of Internet activity, certain information may be sent from your browser to third parties such as advertising networks and analytics companies. CircleUp has no control over the information sent from your browser to those networks or other third parties and recommends that you ensure that your browser settings prevent the disclosure of information you would not like to share.
If you post a video, image, or photo on one of our Sites for public view, you should be aware that these may be viewed, collected, copied and/or used by other Users without your consent. We are not responsible for the videos, images, or photos that you choose to submit to any CircleUp sites.
There are also certain circumstances in which we may share your Personal Information with certain service providers or third parties, as set forth below:
- Business Transfers: As we develop our business, we might sell or buy businesses or assets. In the event of a corporate sale, merger, reorganization, dissolution or similar event in which a third party assumes control of all or part of our business, Personal Information may be part of the transferred assets.
- Agents, Consultants and Related Third Parties: CircleUp, like many businesses, sometimes hires other companies to perform certain business-related functions. Examples of such functions include mailing information, maintaining databases, identity verification, processing applications, shipping and fulfillment, and processing payments and completing transactions. When we employ another company to perform a function of this nature, we only provide them with the information that they need to perform their specific function. These companies are authorized to use your Personal Information only as necessary to provide these services to us.
- Joint Marketing: Joint marketing is a formal agreement between nonaffiliated financial companies that together market financial products or services to you. CircleUp does not jointly market.
- Legal Requirements: CircleUp may disclose your Personal Information if required to do so by law or in the good faith belief that such action is necessary to (i) comply with a legal obligation, (ii) protect and defend the rights or property of CircleUp, (iii) act in urgent circumstances to protect the personal safety of Users or the public against fraud or other harm, or (iv) protect against fraud or legal liability.