Working Capital to help you step change your growth
Don't let unpaid invoices and big orders get in the way of your success
How it works
We offer highly competitive APRs that reflect the growth potential of your business
Low APR
We offer highly competitive APRs that reflect your business's growth potential
No hidden fees
We believe in complete transparency so hidden fees are a big no-no for us
Grows with you
We believe in right-sized loans, so you always have the right amount for your business
CPG expertise
We specialize in consumer products so we get your business
Working capital your way
Build Inventory
Pay Bills
Buy Supplies
Pay Employees
Build Inventory
Pay Bills
Buy Supplies
Pay Employees
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The lending industry often feels outdated, complex and overpriced. Working with the CircleUp Credit Advisors was a refreshing change of pace: they're a sharp, yet approachable team that’s modern and efficient, meaning their rates are the most competitive we’ve seen, and the lending process the fastest and most transparent.
- Noah Dentzel, CEO and co-founder, Nomad -
CircleUp Credit Advisors use data and a technology-driven approach to create a really efficient process. It is flexible, and clearly comes from a place of deep early-stage consumer industry expertise.
- Carlos Ramirez Zavarce, CEO & Founder, Powerful Yogurt -
The CircleUp team have been amazing to work with in every way through the process of setting up financing. Their deep knowledge of the CPG space and all its nuances made painless to get approved, on-boarded and rolling quickly. Most of all, we have really valued their relationship driven approach which makes it easy for us to partner together to help accelerate our growth.
- Jash Mehta, CEO & Founder, Pop & Bottle
Disclaimer: Testimonials may not be representative of the experience of
others and are no guarantee of future performance or success. No individuals were
compensated in exchange for their testimonials.
CircleUp Credit Advisors raises the bar
Get working capital from someone you can trust
All-in APR
Hidden Fees
CPG Specialization
Loan to Value*
Typical Loan Size
Customer Service
Terms
CircleUp Credit Advisors
14%-25%
None
Yes
60-80%
$20k - $3M
Excellent
Free exit with no penalty
*Applicable to AR loans only
Most other lenders
30%-65%
Lots!
No
40-80%
Less flexible
Yikes
Locked into contract
*Applicable to AR loans only
CircleUp Credit Advisors
- All-in APR
- 14%-25%
- Hidden Fees
- None
- CPG Specialization
- Expert
- Loan to Value*
- 60-80%
- Typical Loan Size
- $20k - $3M
- Customer Service
- Excellent
- Terms
- Free exit with no penalty
*Applicable to AR loans only
Most other lenders
- All-in APR
- 30%-65%
- Hidden Fees
- Lots!
- CPG Specialization
- Slim to None
- Loan to Value*
- 40-80%
- Typical Loan Size
- Less flexible
- Customer Service
- Yikes
- Terms
- Locked into contract
*Applicable to AR loans only